Over planning for surgery is best
It has been four months since surgery and bills are still coming in which is not a problem for me as I make bring home a very good paycheck. With this in mind there are many who are not so fortunate in regards to funds that may be put aside of surgery but rather they need to scrimp and save for a long time to reach the amount needed for surgery.
Let's look at an example, you are planning for gender reassignment surgery which will be (rounding numbers off) thirty thousand dollars with virtually no coverage for insurance and is out of state. Why thirty thousand dollars, because this is the high end while twenty thousand is the low end yet that is only bottom surgery so we can get to the higher end if say a skin graph is needed for better depth of your new vagina if the penis is not good enough to supply the depth. Many will opt for have their Adam's apple shaved which could tack on say two thousand, get the idea.
Add on dollars for staying in a hotel, food, transportation and all the little things that one will need for day to day live then on top of this various medications prescribed to you several days before surgery by your surgeon. The average stay for out of state surgery, two weeks.
The hidden cost will trickle in over the months after surgery for various services the hospital provided ranging from EKG test to what will appear as insignificant services such as one I got in the mail last night for $133.00 which is one of a handful over the past few months. Thinking of these (at least for me), months prior to surgery you should be receiving various documents from the surgeon's office that will either be up front or buried within statements that indicate there may be cost that are unforeseen such as blood work and other test.
With that in mind rather than saving for the surgery and cost to stay there for two weeks make sure to save money for not only time away from work which is roughly five weeks but also the charges that will surely appear over the months after surgery. Better to over save then be surprised down the road where possibly every single dollar counts for surviving while recovering those five weeks and beyond. I am living proof as well as many who came before me that it's better to prepare for the unknown charges now rather than later.
On the other hand perhaps you have great insurance that covers most or all of the cost for surgery, there will still be things that i mentioned above that will not be covered like five weeks off from work, paying rent etc. so please be prepared beforehand.
5 Comments
Recommended Comments