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Why is buying a house so freakin' hard.


Feel free to ignore me, I'm just venting to try not to explode.  I'm super frustrated as we're so close to escaping my froot loopy idea to stay with my mom (man, I moved back into my awful childhood, what was I thinking that this would work out okay???) and it feels like everyone is trying to stop me. 

First Nikki got mad at me: my fault, and sorta not my fault, I was trying to do research, I didn't realize any mortgage brokers were going to CALL HIM I thought I was just gathering intel or I would have told him what I was up to, he was blindsided and annoyed.   I wasn't trying to jumpstart anything, but I did.  Just like we bought the first house by accident, we sorta started on this path again by accident.  But once he got over the shock of what I was up to, and I was able to talk it out with him about having had the talks at work to make sure they are keeping me, getting made formally a full time actual employee, and making sure my income and position are secure, and running the numbers, I realized we COULD afford the second mortgage for cheaper than the apartment we were trying to find that would take fat pooch.  (most of them have a weight limit of 35 pounds, at her skinniest my poochie is 42 pounds).  And can I just say landlords, crazy laziness makes you look like froot loops, the 35 to 50 pound cat limits are nuts.  What do you think we have, cougars?  So Nikki got on board faster than I did and I was the one researching the option.  Then I got panicky and Nikki had to gently shove me back into the mindset that we're going to do this.  And, of course, I had to put my 20th anniversary budget into the downpayment instead.  So if we don't sell other house, no anniversary glory for me, I'll just try to move my expectations to the 25th.  That's a big milestone too.  

Then there was the actual house hunting, the ups and downs of trying to match desire to budgets. That sucked.  And of course I fall for one higher than we wanted, but still affordable and cheaper monthly than the apartment we were looking at.  But she fits my criteria (two bathrooms, nice kitchen cuz since we started dash living has mattered more and more), room for my pool, and lots of room, its' big) and Nikki's criteria (mostly move in ready, nice yard, older architecture, central air), and in our target chosen dream town we wanted to go to on a lovely street.  

Then we made the offer, on the same day that someone else did!  Some jerk bid on my house!  And I went into a tailspin of this isn't going to happen and trying to divorce myself from my emotional attachment to it, only to get it.  LOL  

Then there was a long wait for inspections, vacations, appraisals, and some sort of unreasonably long wait for the title agency to do thier thing that had the seller,  us, the realtor, and our lender all cranky about the hold up. 

NOW there is some wibbling with the underwriters about the electricity in the living room.  I've lived iwth the sockets not working in my current house forever, why in hell would this be a dealbreaker for me now?  *cranky*  So I sent the home inspection that says it does, but there is a problem with teh elctrical box, with the seller is fixing, so I probably now have to wait for the realter to get a statement from the electrician before I can close and move.  

I just want to go.  Living here is sucking out my soul, and as  usual here is the only place I can admit that.  I probably need to go back into therapy once we're down to one mortgage because I am so not okay in my head, and I've go SO far backwards inside.  I can't even tell anyone with a connection closer than the other side of the internet that I'm not okay, which is old me and hasn't been a problem for ages for me.  Nikki has no idea how bad it is in my head, and I can't make myself say it.  And writing even here is scary because that stupid little voice that is out to get us in our heads is all "Emma knows your phone number, you can end up having to talk about this voice to voice".  Even though I rationally know Emma would ask first.  

I hope moving will make it better.  Nikki will be massively happy.  Nikki wants less commute, girl time, and less asthma problems for me (no carpet in the new house, carpet all over here).  I just want time to rebuild myself into who I actually made myself without the influence of my family and moving back into those influences.  I need out, I think I'm slowly imploding.  

How much longer can it take to get the green light to move really?   When did I lose everything inside I worked so hard to gain?  

It's a weird time in my head, because I'm gaining a sense of self-worth through my job I've never had before, while reinforcing all the things that made sure I never had one at home at the same time.  I'm back and forth between really happy and really miserable.  

In other words, life is happening I guess.

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Briannah

Posted

Still waiting.  Supposedly we're going to get more information tomorrow.  One can dream.

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