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Yes, please be sure to get anything and everything in writing before you take actions that may be irreversible. But good on you, Ren, for your steadfast follow up. That's what it takes to get through the beaucratic crap. It's a royal hassle but it's worth it. I agree with Christie, too, get your hands on the actual law(s) and make yourself an expert. No one cares as much as you do, and it's possible you'll find language in there that will help you.

Hiya Karen. It Is so Good to see You here. How Are You Young Lady ? Okay, I Hope ! Karen, firstly, Congratulations on Your Voice. Secondly, Your Looks ! Karen Payne, You are one of the Most Beautiful and Pretty Young Ladies. You are Stunning, and Gorgeous ! Karen, Anyone meeting You, especially for the first time, ARE going to look at You, as if You are a Natural-Born-Female. Karen, I have been Female-Living for just over a Year now, and a lot of My Female Friend's, have told Me, that I can now " Pass " well. But, I Am nowhere near as Lovely as You are Honey. Karen, As for Your advice on Voice-Training, I Am getting Fairly Good, especially when out in Public, but, back with My Children, and Er-Indoors, Well !! I Can tell You sometime else about that ! As for You, meeting-up with Your Friend's, who thought that You are a Cis-gender Female, It just goes to Prove, what a Pretty and Beautiful Young Lady You Are ! I have seen so many of Your Photograph's on TGGuide, that back-up that remark as well. By the way, How is Your " Sister ", who We have seen You with ? I hope She is Okay too ! Are You still going out on Your car journey's on Saturday's ? Karen, Speak Soon, Take Care, And My Very Best Wishes, Love Stephanie. xxxx

Lovely, Monica, thank you. But, were you writing about you? Emma

Ren, I'd suggest double (or triple) checking on the drivers license rule - people working at agencies are known to get the law wrong (social security by me initially refused to correct my gender id, but I eventually got them to see they were wrong). Looking online it doesn't look like new hampshire requires full on surgery for a gender correction on drivers license (you are in New hampshire, right? My apologies if I got that wrong) Chrissy

cant do 4 or 3 as my internet is not good enough. tried number 2 but neither know what to do since it's not happened to them before. and I tried 1 and got no response.

Hey Warren, I agree, your insurance has you stuck in a Catch-22. Here's a couple of ideas: 1. Does your state have an insurance department or commissioner? Here in California we can file complaints with them. If you find them, call 'em up, tell your story, and ask for their suggestions of what to do. 2. Now that you have the firm "no" from your insurance, call your doctor, surgeon, and the like to ask "what would you do if you were in my situation?" They deal with this bureaucracy every day and may have an idea. 3. You might consider creating and posting some sort of YouTube video. I remember a few years ago a guy posted a great vid "United Hates Guitars" that went viral and yes, he got lots of support. Check out his vid and see if you can mimic it in some way. Here's the link: http://youtu.be/5YGc4zOqozo Your vid might be titled "Anthem Hates Trans". 4. Or, you might write a short speech and set up a stage that looks like a TED Talk... call it a REN Talk. People will make the connection and that might help get traction. But try hard to have a similar tone to what they do on TED. Be firm yet respectful. You want all people who see it to understand your plight and want you to succeed. In fact you might even close with a "What would you do?" which I seem to recall is used by some TV show like 20/20 or something. Thats all I can think of for now... Emma