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Leap of Faith


MichelleLea

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This is yet another instalment in the continuing saga of Michelle Lea. As those of you who have been following along may know, I sold my house. It is now under contract with a closing date of October 2. I have had to jump through a few hoops in the matter of repairs to get the deal done, but now it looks like everything is on track--although my realtor tells me that it's not over until the money is in the bank. Nevertheless, I took the plunge, and last week I purchased a mobile home for the princely sum of $15,000. I was going to rent, but I wasn't finding anything that I was willing to afford, and this seemed like just what I was looking for at this point. My primary objective is to cut my overhead so that I can add to savings instead of taking out of savings to live. I will still have some monthly payments in the form of a lot fee, but it is $686, and I think I can swing that. It's cheap living for sure. Now we'll see how I like living in a 55+ community. Hopefully, my neighbours--I have a British spell check-- keep mostly to themselves. If it is awful, I can always sell or rent it and move on, but I think it will be fine. When I say, "leap of faith," what I mean is that I put $5000 down so that I can start moving my stuff during the month of September, and be totally moved in by the end of September. I will pay the balance with the proceeds of the sale of my house. That is the plan. We'll hope for the best.

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Sounds like a terrific plan to me, Michelle. You gotta live somewhere and $686/month is pretty low. Best wishes on a smooth sale of your house and fun times setting up your new home!

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Dear MichelleLea,

Think you made a good move, as you explored rentals first. 

Ideally, your neighbors will keep to themselves, as mine do, because you want to make friends OUTSIDE of where you live, should a friendship goes sour.

May I ask, do you know WHY your new home is so inexpensive? (There are good reasons and bad reasons for this.)

Your friend,

Monica

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Thanks again for all your support. The mobile home I bought is a single-wide built in 1973, so it is not new. The appliances are fairly new, however, and all in all, I think it will work.  I'm just going to have to see how it goes. I had my pest control guy come over last Saturday to give the place a going-over before I move my stuff in just to be on the safe side. He has been doing my current house for several years, and he thought I had made a good choice. I appreciated his feedback. In the meanwhile, I am on a roll with AFLAC. I opened another account today with my District Coordinator which makes four that I've opened in the last two weeks. This is getting to be fun. Who knows what will happen next? Maybe I'll eventually get to move into an LBGT-friendly park.

 

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