Oops, I meant to include a specific example of a question that gave me something to think about - it was recent, a quiz about Gender Reassignment Surgery - I won't try to quote the question exactly, but the thought process that it prompted for me was basically "if there were absolutely no downsides or difficulties in doing it, would you?" Of course there are downsides and difficulties, but I think it's a good starting point (it really works in many areas of life - "if there was nothing to fear, would you do it?").
But I agree, for me they're mostly just fun - and an occasional diversion from a job that I often hate. Adding to their deficiencies is that I'm pretty good at "putting my thumb on the scale" to get the answer I want (though again, that can be telling in itself).
I do currently see a therapist, and put much more stock in him :-)