Karen, Understand your fear of being bullied, as I have been there. But to be armed to the hilt . . . makes it too easy to answer words with a bullet . . . that you can't call back. A lot of adult bullying occurs in the recreation rooms of senior apartment complexes. Thankfully, we have finally gotten an assistant social worker that attends ALL gatherings there, and puts a stop to it before it starts. Also find a lot of senior on senior and adult bullying at bus stops, on the bus, subway platforms and subways, due to the lack of policing. In this case, if I am a witness or a victim, I get off at the next stop and start calling the authorities. If there is a physical altercation, I call the police. Have lived in big cities and small towns, and find it is worse in small towns, especially if they are deteriorating, because people who live in deteriorating small towns/neighborhoods feel the "newcomers" (usually from the big cities) are "destroying" their small town, which is really deteriorating because of neglect. Despite the advances in TLGBT rights, for every advance, there is a backlash. Feel my recent experience on the bus (from a former neighbor) is because of the passage of the law for TLGBTs right to marry on the federal level. She was upset that people of color and a Lesbian moved into "her" neighborhood. That is the problem when you buy property . . . neighborhoods change whether you like it or not, and our society is become more transitory than ever, making it more likely there will be significant change earlier than later. Karen, have you thought about law enforcement? Wish you were there is these situations! Have you considered teaching a class about empty-hand self-defense from bullies? Your friend, Monica